CARD

A Payment & Salary Card For All Workers!

Bayo is proud to introduce the brand new etc.MoneyMatch Mastercard Prepaid Card. A payment and salary card designed specifically for workers in the working industry in Malaysia.

It’s A Payment & Salary Card!


The brand new etc.MoneyMatch Mastercard Prepaid Card (“Card”) is a payment and salary card designed specifically for all industry/company workers. Equipped with security features i.e. 2-Factor Authentication Security Standard; EMV-certified chip, Biometrics and QR code, the Card is highly secure, tamper-proof and practically impossible to replicate.

Personalised Convenience Card

  • Mastercard Co-branded Payment Card / Salary Card
  • Worldwide Payment Acceptance
  • Chip & Pin and Contactless Payment Methods
  • Discounts & Rewards Benefitss
  • Cash Withdrawal At ATMs That Accepts Mastercard

For Payment Purposes Whether Physical Card and Digital Payment Instrument, We’ve Got You Covered!

etc.MoneyMatch Mastercard Prepaid Card (“Card”) is attached with the etc.MoneyMatch Wallet where you can benefit from the use of the mobile app! Now you can sit back, relax and enjoy using the card!

Safe & Secure

Bayo is regulated by Bank Negara Malaysia (“BNM”) and a Principal Member of Mastercard Asia Pacific, we duly comply to several security requirement both local and international. This include stringent fraud monitoring to protect your cash from unauthorised transactions.

Access To Your Money

Through multi-channel platform, you can still access your money via mobile phone even if you left your card at home! And if you lost your card, just temporarily block your card using etc.MoneyMatch Wallet!

Mastercard Certified

Your certified Mastercard Prepaid Card is a globally recognised card, where you have full access to a worldwide payment acceptance.

Keep Your Money Safe

All funds under Bayo Trust Account are kept with regulated financial institutions at Maybank. It is managed by Universal Trustee Malaysia Berhad (UTMB), an independent corporate trustee, in line with Bank Negara Malaysia’s regulation and requirement.